Finance Minister Jim Flaherty seems to have been walking a fine line with the taxpayers over the past couple of years. Four years ago he increased the amortization periods on mortgages to 40 years – a whopping amount of time, considering how low that could make some monthly mortgage payments. Flaherty was criticized for this move, with the loudest of the bunch saying that he was giving buyers just enough rope to hang themselves with. Then last year, Flaherty shortened many amortizations to just 25 years – and the decision was met with even louder criticism saying he was keeping too many people out of the market. So why is that Mr. Flaherty seemingly can’t do anything right for the taxpayers? And just what exactly is his thought process?