It’s hard to be in the middle of gathering all your tax paperwork and figuring out what your deductions and income were for the year, and not start to think about that big refund that (hopefully) you’re getting. And it’s hard to think about that big refund, and not think about what you’re going to do with it. So this year, are you going to blow all that “found money” on niceties and luxuries? Or do you want to be smart with it, and give yourself a leg up for the coming year, and following years? If you want to do the latter this time around, here are a few of the wisest things you can do with your tax refund.