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How to Create a Budget

Blog by Brad Herman | March 9th, 2013

With household debt levels at all-time highs, and not seeming like they’re about to go down any time soon, everyone’s wondering how they can keep more money for themselves and still get out of debt at the same time. The answer, while it can be complex, always starts with one step – creating a budget. But how do you do it? It’s much more than just figuring out how much money you have at the end of the month and deciding what you’re going to spend it on.