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Understanding Credit: Part 3, Credit Reporting Time Limits

Blog by Brad Herman | February 28th, 2013

Once people understand how their credit report works, what goes on it, and how to avoid negative reporting from showing up on it, their next biggest question is typically, “How long do items stay on my credit report?” Of course, the sooner that slate is wiped clean, the sooner you can get on with rebuilding or re-establishing your credit, and start taking advantage of financial products such as loans that are ultimately set up in order to help you.